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Finance Options

 

THE SHIELD PROGRAM

The TAMCO Shield® program provides more value and less risk than traditional leasing. Shield includes a System Replacement Guarantee that protects you from changes in your business and out of date technology by allowing you to move from one solution to another – without rolling over the previous balance or charging hidden fees.
Designed as an operating lease, Shield qualifies for \"off balance sheet\" accounting treatment and may provide tax benefits. Act of God coverage is also included if the technology incurs damage or is destroyed due to a natural disaster event by providing reimbursement up to $5,000 for out of pocket insurance deductible costs. Maintenance, service, and support can be bundled into the monthly cost without finance charges. Last, but not least, multiple end of term options include extending the lease term while retaining the System Replacement Guarantee, return the property, purchase it and keep it, replace it, or extend the term without the System Replacement Guarantee. TAMCO Shield is an innovative program that takes into consideration business, financial, and technology issues… and, most often is the lowest cost method of acquisition when comparing bottom lines.

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Pass through

Maintenance

Your business technologies are the lifeblood of your business and typically you don\'t realize that until one day something doesn\'t work right. For every hour that your technology is down, you could be losing thousands not to mention lost leads and damaged relationships. This is why, from the very onset of the buying decision, extended maintenance should be of an utmost consideration. Yes, today\'s systems are more reliable than technology of 20 – or even 30 years ago, but technology is becoming more complex by the minute and businesses should prepare for possible disruption. Luckily, handling extended maintenance is simple with a financial program from TAMCO.

Bundle it!

Today\'s complex technologies require highly certified and trained technicians. The costs associated with continuous training and exceeding SLA (Service Level Agreements) continues to escalate each year at an unpredictable rate. By bundling maintenance into your solution, you can enjoy the benefit of locking in the cost of your vendor\'s maintenance contract at today\'s labor rates for the entire term of your TAMCO agreement. To further simplify your accounting process, the cost of your maintenance is added to the same invoice as your equipment, so there\'s just one check to write each month. TAMCO pays your vendor monthly for this agreement by \"passing through\" the maintenance portion directly to your equipment vendor. This method is not only easier for you, but also holds your vendor accountable for delivering the priority service and quick response you expect and deserve. What\'s more, TAMCO\'s \"pass-through\" maintenance expenses are amortized over your total term with no finance charges, resulting in the smallest possible monthly charge. We make extended maintenance simple because you deserve more than just a lease solution – you deserve peace of mind.

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Standard Lease

Fair Market Value

Your business technologies are the lifeblood of your business and typically you don\'t realize that until one day something doesn\'t work right. For every hour that your technology is down, you could be losing thousands not to mention lost leads and damaged relationships. This is why, from the very onset of the buying decision, extended maintenance should be of an utmost consideration. Yes, today\'s systems are more reliable than technology of 20 – or even 30 years ago, but technology is becoming more complex by the minute and businesses should prepare for possible disruption. Luckily, handling extended maintenance is simple with a financial program from TAMCO.

Capitol Lease

Referred to as a $10 Buyout Lease in Canada, this program is known in the United States under a few terms: $1 Out, $1 Purchase Option, $1 Buyout, or Capital Lease. From an accounting standpoint, this lease is treated as a liability on your balance sheet with tax benefits being taken in the form of depreciation. At the end of term, you are obligated to purchase the leased item for $1 (or $10 in Canada, respectfully). This program is best suited for customers who prefer technology ownership and know that upfront entering the lease term.

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